Prime minus .76% HELOC at Spencer Savings Bank
Spencer Savings Bank has one of the lower variable HELOC rates we’ve seen recently: Their “SpencerFlex” line of credit for owner-occupied properties is Prime - .76%. The home must be a 1-to-4-family New Jersey home, and the HELOC has a minimum conversion balance of $25,000. Lines in excess of $150,000 have application fees starting at [...]